It is vitally important to the success of your loan to provide us with the following items, including all pages of all documents. A blank page from one bank statement can hold up your loan.
Information needed to process your loan:
Last two years W2’s
Last two years Federal 1040’s (if self-employed)
Paystubs for one full month
Who do we contact to verify your employment, name and number?
Last 2 months bank statements (all pages even if blank)
Last quarterly retirement statements (all pages even if blank)
A quote for homeowners (not needed until in contract to purchase)
Current Insurance Declarations Pages
Copy of Current Mortgage Coupon/Payment
Certificate of Eligibility
1.DO NOT: Open any new credit... none!!
2.DO NOT: Move or transfer money... Call me first!!
3.DO NOT: Deposit large amounts of cash... Call me first!!
4.DO NOT: Take gift funds from family or friends... Call me first!
How to deliver your information to us:
Email - Only email PDFs, we can’t use other file formats
Online Application - Click Here
Fax to (916) 200-0355
Come on in and see us, we’ll make copies while you enjoy a beverage!